today, Tuesday, July 19, the Visa group officially opens the valves Apple Pay in France. This means that, since this morning, Visa cardholders also holding “ iPhone or compatible Apple Watch ” and customers of Groupe BPCE (Banque Populaire and Caisse d’Epargne) “ have access to Apple services Pay “, which allows them to” set of simple, secure and private purchases . ” In all, the hexagon already has an estimated “ 400 000 equipped outlets ” for this method of contactless payment (NFC), knowing that Visa claims the objective “ that all merchants accept Visa contactless payments by 2020 “
recall that in addition to Visa through the BPCE group -. take 1 to 2 million customers affected – the launch of Apple Pay in our borders is also supported by Carrefour through its PASS MasterCard card and Edenred, which suit to Visa this morning to know that the 200 000 french employees beneficiaries map Ticket Restaurant “ may soon aujourd ‘hui settle their lunch using Apple Pay . ” No other major banking group, however, has not yet announced its intention to join the adventure. It must be said that Apple shows, according to Les Echos , a gourmet strand. Apple croquerait a commission of about 5 cents on every transaction backed by a credit card, half of that fee most banks on a payment of € 50 and “ the lion “on all transactions of a smaller amount.
As in June, Visa nevertheless wishes to emphasize the strengths of the Apple solution. The giant payment draws particular attention to the fact that “ when you add your Visa card on Apple Pay, your payment information is not stored in the phone or on Apple’s servers. Visa generates token unique for this payment ( Device Account Number Apple Wallet ), which is assigned and stored in your iPhone or Apple Watch. the information related to your card is never shared with merchants “.
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