Facebook Messenger opens to small payments with friends – Clubic

  Facebook is preparing to deploy a function to transfer money to his contacts through its instant messaging, Facebook Messenger.

“ It’s easy and free , “says Facebook. The social network announced Monday the forthcoming establishment of a money transfer service between relatives in its application Facebook Messenger, valid in the United States at first. To use, simply select a contact and the icon of a dollar in the conversation area. From there, the mobile user will simply enter the amount and confirm it is sent to the recipient to be credited with the amount. Only prerequisite: the two parties of the transaction must enter a US credit card

“ The money you send is transferred instantly.. A period of one to three days may be necessary for the money to be available vary depending on your bank, like any other deposit , “says Facebook. The amounts exchanged thus transiteraient a very short time by the service.

Compatible with Touch ID, fingerprint reader for the iPhone, this feature takes advantage of the payment made connection approvals up by Facebook to protect access to the user’s account from a new device. The network says unsurprisingly have put safety at the forefront of its concerns. We use secure systems that encrypt the connection between you and Facebook as well as information related to your card when you ask us to retain them, he says, for example. Employee payment systems meet the highest standards of the industry and would also “ kept in a secure environment separate from other parts of Facebook network “, while supervised by a team of specialists the fight against fraud.

Sending money friends will be implemented in the coming months in the United States via the Android and iOS mobile applications and web (desktop). Prospective ceilings in place have so far not been specified.

Goal for Facebook? Strengthen adherence around Messenger and encourage broader usage, allowing users to carry it most of their interactions. We became aware of all these conversations that had to go elsewhere to close. You had to go on another platform to pay for good another person, shows Steve Davis, product manager at Facebook, with Recode.

This brick of sending money is in preparation for months. It was discovered by chance in the code of the Messenger application last September, a few months after Facebook had made an application for approval for a money service with the Central Bank of Ireland.